Getting Out of Debt Plan: 4 More Little Things I’m Doing

Good day everyone! I hope it is anyway. I hope that you are slowly, but surely, chipping away at your debt too. It’s a good feeling once you start…even the smallest changes help. My mind is constantly going into overdrive thinking and researching ideas for my getting out of debt plan.

At first I wasn’t sure that I could accomplish this, being a single mom on one income. It’s sure not easy. We all have our battles with debt though, don’t we? We all have our different stories and hurdles. It is doable though; it’s just a matter of changing up your lifestyle, either a bit, or a fair amount, depending on your situation and debt load.

Part of my getting out of debt plan is to make even the smallest changes. Here are 4 minor, but helpful, things I am doing to help with that:

1. I have put some of my old items around my home for sale online. One-year-old textbook I had sold within half an hour of me posting it! Nothing else has sold yet but it’s only been a couple days. Patience grasshopper.
2. I am now looking for a part time job that I can do from home on the side. I get notifications for new jobs from a jobsite that I joined. I used to do proofreading for a living, so that is mostly what I am looking for.
3. I have a points card for the grocery store I shop at. I also have the app for it on my cell phone. I get weekly updates on my app on what items in that store get me points. The points can eventually be used as money towards groceries. So I have started paying attention to this and incorporating those food items into what meals I will make that week.
4. One of my credit cards allows me to receive frequent flyer miles when I use it. I have begun to use this card on bigger purchases, such as groceries, gas, etc., for the sole purpose to rack up some frequent flyer points so that down the road, once my getting out of debt plan is done, I can reward myself with a trip! Note: I use this credit card for the purchases, but pay it off the second I get home.

There you have it! Do you have your own little changes that you are accomplishing? Please feel free to share them. I always like to hear new ideas on another person’s getting out of debt plan, as I’m sure others here would too. Hope to hear from you!